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Wednesday, August 16, 2017

Ortec Finance Quarterly Outlook June 2017

Please read our most recent Quarterly Outlook, based on our scenario approach applied to all information available at the end of June 2017.

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Tuesday, August 8, 2017

Dynamic lifecycle investment

With the upcoming new pension scheme, in which fewer risks will be shared, lifecycle investing will become more prominent in the coming years. The idea of lifecycle investing is that the older you get, the more low-risk investments you make. The most familiar example of lifecycle investing is Bogle’s rule, which recommends that the percentage of your high-risk investment equals 100% minus your age. Thus, a 20-year old invests 80% in shares and someone who retires at the age of 67 only 33%.

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Friday, August 4, 2017

2017 Performance Measurement Technology Survey

The Spaulding Group is conducting an industry research on performance management technology in association with Ortec Finance, Confluence Technologies and Robust Technologies. The goal, with this research collaboration, is to gauge how the industry uses technology today, and discover what improvements are needed. The survey will provide valuable information on new technology and requirements.

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Thursday, April 6, 2017

EIOPA published new UFR methodology

On April 5, EIOPA, the European Insurance and Occupational Pensions Authority, published its new methodology to derive the Ultimate Forward Rate (UFR) for European insurers.

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Wednesday, March 29, 2017

Bring clarity to your risk management

Over the last couple of years insurers have been extremely busy. The prevailing market conditions are quite challenging. Technological developments and changes in consumer preferences also continue to have an impact on your company’s business model.

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Tuesday, February 21, 2017

Improving the risk return trade-off of your investments

Fundamental changes in the economic environment have led to a shift in focus of strategic investment policy and risk management. Instead of strictly long-term thinking the emphasis these days is more on a combination of long and short-term perspectives.

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Tuesday, February 21, 2017

Investment Consulting

Asset management is one of the most important focus areas for insurers and pension funds. It involves important decisions such as the strategic asset allocation (SAA) and interest rate hedging, but also implementation aspects such as benchmark selection and construction of mandates. With an independent advice from Ortec Finance on these and other topics you can hire sophisticated external expertise and ensure that there is consistency between strategy and implementation.

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Tuesday, January 24, 2017


The Ultimate Forward Rate (UFR) remains a matter of constant concern. The UFR is used in the valuation of pension and insurance liabilities. In the Netherlands a different UFR is used for pension funds than for insurers.

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Monday, January 2, 2017

Ortec Finance Weekly Market Watch

Monthly Heat Map - December: The heat map contains the relative and absolute monthly change of several financial indices and indicators. The either positi ve (green) or negative (red) colors are assigned from the perspective of an investor in a long position in financial instruments in or related to these indices or indicators.

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Monday, December 12, 2016

Solvency II standard formula review

The European Insurance and Occupational Pensions Authority (EIOPA) put out a consultation paper on 8 december 2016 asking the insurance sector to respond to (or point out deficiencies in) certain elements of the Solvency II framework which are put up for review in 2018. With this paper EIOPA more or less officially ‘kicks off’ the first review phase of the regulatory framework.

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